DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Charlotte vs Kansas City (2026)

Kansas City infant center care runs $950/month — $100/month less than Charlotte's $1050/month. That's $1,200/year per child.

Charlotte, NC

$1050

infant/month

-$180 vs national avg

Kansas City, MO

$950

infant/month

-$280 vs national avg

Charlotte vs Kansas City — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Charlotte Kansas City
Infant — Center $1,050/mo $950/mo
Toddler — Center $920/mo $840/mo
Preschool — Center $790/mo $710/mo
School Age $650/mo $590/mo
Infant — Home $810/mo $740/mo
Nanny (Full-Time) $2,420/mo $2,310/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Kansas City costs $11,400/year vs Charlotte's $12,600/year.

Monthly savings

$100

Annual savings

$1,200

2-year infant care

$2,400

% difference

11%

Savings = Charlotte cost minus Kansas City cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Charlotte

17.0%

of $74k median income

Kansas City

15.5%

of $74k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Charlotte, NC — CCDF

Check eligibility →

Kansas City, MO — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Charlotte or Kansas City?

Kansas City is cheaper for infant center-based care at $950/month, vs. $1050/month in Charlotte — a $100/month gap. Kansas City wins on 6 of 6 care categories.

How much can I save on daycare moving from Charlotte to Kansas City?

Infant center-based care in Kansas City runs $100/month less than in Charlotte. Over a typical two-year infant care period, that's $2,400 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Charlotte is $180 below the national average, and Kansas City is $280 below.

See full cost breakdown: Daycare in Charlotte  ·  Daycare in Kansas City  ·  All city comparisons