DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Charlotte vs Colorado Springs (2026)

Charlotte infant center care runs $1050/month — $710/month less than Colorado Springs's $1760/month. That's $8,520/year per child.

Charlotte, NC

$1050

infant/month

-$180 vs national avg

Colorado Springs, CO

$1760

infant/month

+$530 vs national avg

Charlotte vs Colorado Springs — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Charlotte Colorado Springs
Infant — Center $1,050/mo $1,760/mo
Toddler — Center $920/mo $1,540/mo
Preschool — Center $790/mo $1,320/mo
School Age $650/mo $1,100/mo
Infant — Home $810/mo $1,320/mo
Nanny (Full-Time) $2,420/mo $3,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Charlotte costs $12,600/year vs Colorado Springs's $21,120/year.

Monthly savings

$710

Annual savings

$8,520

2-year infant care

$17,040

% difference

68%

Savings = Colorado Springs cost minus Charlotte cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Charlotte

17.0%

of $74k median income

Colorado Springs

21.7%

of $97k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Charlotte, NC — CCDF

Check eligibility →

Colorado Springs, CO — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Charlotte or Colorado Springs?

Charlotte is cheaper for infant center-based care at $1050/month, vs. $1760/month in Colorado Springs — a $710/month gap. Charlotte wins on 6 of 6 care categories.

How much can I save on daycare moving from Colorado Springs to Charlotte?

Infant center-based care in Charlotte runs $710/month less than in Colorado Springs. Over a typical two-year infant care period, that's $17,040 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Charlotte is $180 below the national average, and Colorado Springs is $530 above.