DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: Baltimore vs Sacramento (2026)

Baltimore infant center care runs $1760/month — $310/month less than Sacramento's $2070/month. That's $3,720/year per child.

Baltimore, MD

$1760

infant/month

+$530 vs national avg

Sacramento, CA

$2070

infant/month

+$840 vs national avg

Baltimore vs Sacramento — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Baltimore Sacramento
Infant — Center $1,760/mo $2,070/mo
Toddler — Center $1,540/mo $1,840/mo
Preschool — Center $1,320/mo $1,490/mo
School Age $1,100/mo $1,270/mo
Infant — Home $1,380/mo $1,610/mo
Nanny (Full-Time) $3,520/mo $4,020/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Baltimore costs $21,120/year vs Sacramento's $24,840/year.

Monthly savings

$310

Annual savings

$3,720

2-year infant care

$7,440

% difference

18%

Savings = Sacramento cost minus Baltimore cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Baltimore

19.5%

of $108k median income

Sacramento

24.3%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Baltimore, MD — CCDF

Check eligibility →

Sacramento, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Baltimore or Sacramento?

Baltimore is cheaper for infant center-based care at $1760/month, vs. $2070/month in Sacramento — a $310/month gap. Baltimore wins on 6 of 6 care categories.

How much can I save on daycare moving from Sacramento to Baltimore?

Infant center-based care in Baltimore runs $310/month less than in Sacramento. Over a typical two-year infant care period, that's $7,440 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Baltimore is $530 above the national average, and Sacramento is $840 above.

See full cost breakdown: Daycare in Baltimore  ·  Daycare in Sacramento  ·  All city comparisons