DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Baltimore vs Albuquerque (2026)

Albuquerque infant center care runs $810/month — $950/month less than Baltimore's $1760/month. That's $11,400/year per child.

Baltimore, MD

$1760

infant/month

+$530 vs national avg

Albuquerque, NM

$810

infant/month

-$420 vs national avg

Baltimore vs Albuquerque — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Baltimore Albuquerque
Infant — Center $1,760/mo $810/mo
Toddler — Center $1,540/mo $710/mo
Preschool — Center $1,320/mo $610/mo
School Age $1,100/mo $500/mo
Infant — Home $1,380/mo $630/mo
Nanny (Full-Time) $3,520/mo $1,900/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Albuquerque costs $9,720/year vs Baltimore's $21,120/year.

Monthly savings

$950

Annual savings

$11,400

2-year infant care

$22,800

% difference

117%

Savings = Baltimore cost minus Albuquerque cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Baltimore

19.5%

of $108k median income

Albuquerque

15.1%

of $64k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Baltimore, MD — CCDF

Check eligibility →

Albuquerque, NM — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Baltimore or Albuquerque?

Albuquerque is cheaper for infant center-based care at $810/month, vs. $1760/month in Baltimore — a $950/month gap. Albuquerque wins on 6 of 6 care categories.

How much can I save on daycare moving from Baltimore to Albuquerque?

Infant center-based care in Albuquerque runs $950/month less than in Baltimore. Over a typical two-year infant care period, that's $22,800 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Baltimore is $530 above the national average, and Albuquerque is $420 below.

See full cost breakdown: Daycare in Baltimore  ·  Daycare in Albuquerque  ·  All city comparisons