DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Albuquerque vs Memphis (2026)

Memphis infant center care runs $780/month — $30/month less than Albuquerque's $810/month. That's $360/year per child.

Albuquerque, NM

$810

infant/month

-$420 vs national avg

Memphis, TN

$780

infant/month

-$450 vs national avg

Albuquerque vs Memphis — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Albuquerque Memphis
Infant — Center $810/mo $780/mo
Toddler — Center $710/mo $690/mo
Preschool — Center $610/mo $590/mo
School Age $500/mo $490/mo
Infant — Home $630/mo $610/mo
Nanny (Full-Time) $1,900/mo $1,930/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Memphis costs $9,360/year vs Albuquerque's $9,720/year.

Monthly savings

$30

Annual savings

$360

2-year infant care

$720

% difference

4%

Savings = Albuquerque cost minus Memphis cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Albuquerque

15.1%

of $64k median income

Memphis

13.1%

of $71k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Albuquerque, NM — CCDF

Check eligibility →

Memphis, TN — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Albuquerque or Memphis?

Memphis is cheaper for infant center-based care at $780/month, vs. $810/month in Albuquerque — a $30/month gap. Memphis wins on 5 of 6 care categories.

How much can I save on daycare moving from Albuquerque to Memphis?

Infant center-based care in Memphis runs $30/month less than in Albuquerque. Over a typical two-year infant care period, that's $720 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Albuquerque is $420 below the national average, and Memphis is $450 below.

Related Comparisons

See full cost breakdown: Daycare in Albuquerque  ·  Daycare in Memphis  ·  All city comparisons