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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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Average Daycare Cost in Long Beach, CA 2026

In 2026, full-time daycare in Long Beach, CA costs $1,041–$1,750 per month, depending on the child's age and care type. Center-based infant care averages $1,750/month, toddler care runs $1,540/month, and preschool care runs $1,315/month. Family home-based providers in Long Beach, CA typically charge $1,385/month for infants — about 21% less than center care.

Based on ACF Child Care Market Rate Survey data for California licensed providers, with 2026 metro cost-of-living adjustments. 42% above national avg.

Long Beach, CA Daycare Cost by Age and Provider Type (2026)

Average monthly rates for full-time care.

Age Group Center-Based Family-Based
Infant (0–12 mo) $1,750/month $1,385/month
Toddler (1–3 yr) $1,540/month $1,219/month
Preschooler (3–5 yr) $1,315/month $1,041/month

Source: ACF Child Care Market Rate Survey for California with 2026 metro cost-of-living adjustments. Family-based rates use the local home-to-center ratio (79% of center).

Paying too much? 1 in 6 eligible families don't claim childcare subsidies.

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What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

Long Beach, CA area median: $91,000/year

% of Income

of your income
You
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

after federal tax credits

Gross monthly $1,750
Tax credit est.
Annual savings

Long Beach, CA vs National

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See CA income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

Long Beach, CA average monthly daycare costs

Infant (center)

$1750

42% above national avg

Toddler (center)

$1540

$18,480/year

Preschool (center)

$1315

$15,780/year

School Age

$1100

Before/after school care

Home-Based

$1385

Family home, infant rate

Nanny

$3,850

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Long Beach, CA vs. California vs. National Average

How Long Beach, CA compares to the state and national averages for each age group.

Age / Care Type Long Beach, CA
Infant — Center-Based $1,750/mo
Toddler — Center-Based $1,540/mo
Preschool — Center $1,315/mo
School Age — Center $1,100/mo
Infant — Home-Based $1,385/mo
Nanny (Full-Time) $3,850/mo

Annual Daycare Cost in Long Beach, CA

Full-time infant center care in Long Beach, CA costs $21,000/year. At the national average that's $14,760/year — Long Beach, CA families pay $6,240 more per year for infant care.

Infant / year

$21,000

Toddler / year

$18,480

Preschool / year

$15,780

School Age / year

$13,200

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: Long Beach, CA area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $21,000
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

Childcare Subsidies in California

California participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $9,077/month may qualify for subsidized care. The maximum subsidy for infant care is up to $1,100/month.

Common Questions About Daycare Costs in Long Beach, CA

How much does daycare cost in Long Beach, CA?

Infant center-based daycare in Long Beach, CA averages $1750/month in 2026. That's $520 above the national average of $1230/month. Higher local wages and demand drive prices up in this metro area.

How does Long Beach, CA compare to the California state average?

Long Beach, CA infant daycare runs about $50/month (3%) below the California statewide average of $1800/month. See all daycare costs in California.

Does daycare get cheaper as my child gets older in Long Beach, CA?

Yes. In Long Beach, CA: infant care ($1750/month) → toddler care ($1540/month, 12% drop) → preschool ($1315/month, 25% drop from infant) → school age ($1100/month, 37% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs. After kindergarten, families typically switch to after-school program pricing at $50–$600/month — see the California after-school care rates for school-district, YMCA, and private providers.

Is a nanny cheaper than daycare in Long Beach, CA?

For one child, no — a full-time nanny in Long Beach, CA averages $3,850/month versus $1750/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

California daycare costs

See the full California statewide average with CCDF subsidy data.

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