DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Chicago vs Long Beach (2026)

Chicago infant center care runs $1680/month — $620/month less than Long Beach's $2300/month. That's $7,440/year per child.

Chicago, IL

$1680

infant/month

+$450 vs national avg

Long Beach, CA

$2300

infant/month

+$1070 vs national avg

Chicago vs Long Beach — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Chicago Long Beach
Infant — Center $1,680/mo $2,300/mo
Toddler — Center $1,440/mo $2,050/mo
Preschool — Center $1,260/mo $1,660/mo
School Age $1,040/mo $1,410/mo
Infant — Home $1,320/mo $1,790/mo
Nanny (Full-Time) $3,360/mo $4,480/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Chicago costs $20,160/year vs Long Beach's $27,600/year.

Monthly savings

$620

Annual savings

$7,440

2-year infant care

$14,880

% difference

37%

Savings = Long Beach cost minus Chicago cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Chicago

23.1%

of $87k median income

Long Beach

27.0%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Chicago, IL — CCDF

Check eligibility →

Long Beach, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Chicago or Long Beach?

Chicago is cheaper for infant center-based care at $1680/month, vs. $2300/month in Long Beach — a $620/month gap. Chicago wins on 6 of 6 care categories.

How much can I save on daycare moving from Long Beach to Chicago?

Infant center-based care in Chicago runs $620/month less than in Long Beach. Over a typical two-year infant care period, that's $14,880 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Chicago is $450 above the national average, and Long Beach is $1070 above.

See full cost breakdown: Daycare in Chicago  ·  Daycare in Long Beach  ·  All city comparisons