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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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Average Daycare Cost in Clovis, CA 2026

In 2026, full-time daycare in Clovis, CA costs $964–$1,710 per month, depending on the child's age and care type. Center-based infant care averages $1,710/month, toddler care runs $1,520/month, and preschool care runs $1,240/month. Family home-based providers in Clovis, CA typically charge $1,330/month for infants — about 22% less than center care.

Based on ACF Child Care Market Rate Survey data for California licensed providers, with 2026 metro cost-of-living adjustments. 39% above national avg.

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Clovis, CA Daycare Cost by Age and Provider Type (2026)

Average monthly rates for full-time care.

Age Group Center-Based Family-Based
Infant (0–12 mo) $1,710/month$395/wk $1,330/month$307/wk
Toddler (1–3 yr) $1,520/month$351/wk $1,182/month$273/wk
Preschooler (3–5 yr) $1,240/month$286/wk $964/month$223/wk

Source: ACF Child Care Market Rate Survey for California with 2026 metro cost-of-living adjustments. Family-based rates use the local home-to-center ratio (78% of center).

Paying too much? Only about 1 in 6 eligible children receives a CCDF subsidy (HHS ASPE, FY2022).

Check California income limits and CCDF eligibility. Takes 2 minutes.

Check if you qualify in California →

What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

Clovis, CA area median: $91,000/year

% of Income

— of your income
You —
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

—

after federal tax credits

Gross monthly $1,710
Tax credit est. —
Annual savings —

Clovis, CA vs National

—

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See CA income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

Clovis, CA average monthly daycare costs

Infant (center)

$1710

39% above national avg

Toddler (center)

$1520

$18,240/year

Preschool (center)

$1240

$14,880/year

School Age

$1050

Before/after school care

Home-Based

$1330

Family home, infant rate

Nanny

$3,330

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Clovis, CA vs. California vs. National Average

How Clovis, CA compares to the state and national averages for each age group.

Age / Care Type Clovis, CA
Infant — Center-Based $1,710/mo
Toddler — Center-Based $1,520/mo
Preschool — Center $1,240/mo
School Age — Center $1,050/mo
Infant — Home-Based $1,330/mo
Nanny (Full-Time) $3,330/mo

Annual Daycare Cost in Clovis, CA

Full-time infant center care in Clovis, CA costs $20,520/year. At the national average that's $14,760/year — Clovis, CA families pay $5,760 more per year for infant care.

Infant / year

$20,520

Toddler / year

$18,240

Preschool / year

$14,880

School Age / year

$12,600

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: Clovis, CA area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $20,520
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

Childcare Subsidies in California

California participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 qualifies at initial application with gross income at or below $9,020/month (about $108,237/year; 85% of SMI). The maximum subsidy for infant care is up to $1,100/month.

Source: CDSS Child Care Bulletin 25-17: Revised State Median Income Ceilings and Income Ranking Table for FY 2025-26, effective July 1, 2025.

Common Questions About Daycare Costs in Clovis, CA

How much does daycare cost in Clovis, CA?

Infant center-based daycare in Clovis, CA averages $1710/month in 2026. That's $480 above the national average of $1230/month. Higher local wages and demand drive prices up in this metro area.

How does Clovis, CA compare to the California state average?

Clovis, CA infant daycare runs about $90/month (5%) below the California statewide average of $1800/month. See all daycare costs in California.

Does daycare get cheaper as my child gets older in Clovis, CA?

Yes. In Clovis, CA: infant care ($1710/month) → toddler care ($1520/month, 11% drop) → preschool ($1240/month, 27% drop from infant) → school age ($1050/month, 39% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs. After kindergarten, families typically switch to after-school program pricing at $50–$600/month — see the California after-school care rates for school-district, YMCA, and private providers.

Is a nanny cheaper than daycare in Clovis, CA?

For one child, no — a full-time nanny in Clovis, CA averages $3,330/month versus $1710/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

California daycare costs

See the full California statewide average with CCDF subsidy data.

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