DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Dallas, TX vs Philadelphia, PA (2026)

Dallas, TX infant center care runs $1040/month — $440/month less than Philadelphia, PA's $1480/month. That's $5,280/year per child.

Dallas, TX, TX

$1040

infant/month

-$190 vs national avg

Philadelphia, PA, PA

$1480

infant/month

+$250 vs national avg

Dallas, TX vs Philadelphia, PA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Dallas, TX Philadelphia, PA
Infant — Center $1,040/mo $1,480/mo
Toddler — Center $915/mo $1,300/mo
Preschool — Center $780/mo $1,110/mo
School Age $655/mo $930/mo
Infant — Home $820/mo $1,170/mo
Nanny (Full-Time) $2,300/mo $3,200/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Dallas, TX costs $12,480/year vs Philadelphia, PA's $17,760/year.

Monthly savings

$440

Annual savings

$5,280

2-year infant care

$10,560

% difference

42%

Savings = Philadelphia, PA cost minus Dallas, TX cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Dallas, TX

17.1%

of $73k median income

Philadelphia, PA

24.3%

of $73k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

$

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Dallas, TX, TX — CCDF

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Philadelphia, PA, PA — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Dallas, TX or Philadelphia, PA?

Dallas, TX is cheaper for infant center-based care at $1040/month, vs. $1480/month in Philadelphia, PA — a $440/month gap. Dallas, TX wins on 6 of 6 care categories.

How much can I save on daycare moving from Philadelphia, PA to Dallas, TX?

Infant center-based care in Dallas, TX runs $440/month less than in Philadelphia, PA. Over a typical two-year infant care period, that's $10,560 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Dallas, TX is $190 below the national average, and Philadelphia, PA is $250 above.