DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Texas vs Florida (2026)

Texas infant center care runs $900/month — $100/month less than Florida's $1000/month. That's $1,200/year per child.

Texas

$900

infant/month

-$330 vs national avg

Florida

$1000

infant/month

-$230 vs national avg

Texas vs Florida — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Texas Florida
Infant — Center $900/mo $1,000/mo
Toddler — Center $800/mo $870/mo
Preschool — Center $680/mo $750/mo
School Age $560/mo $620/mo
Infant — Home $700/mo $780/mo
Nanny (Full-Time) $2,200/mo $2,400/mo

Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.

Annual Cost Impact

For infant center-based care, Texas costs $10,800/year vs Florida's $12,000/year.

Monthly savings

$100

Annual savings

$1,200

2-year infant care

$2,400

% difference

11%

Savings = Florida cost minus Texas cost. Infant center-based care only.

Childcare Subsidy Comparison

Texas (CCDF)

Income limit (family of 4): $5,400/mo

Max infant subsidy: $680/mo

Covers ~76% of average infant rate

Florida (CCDF)

Income limit (family of 4): $5,500/mo

Max infant subsidy: $700/mo

Covers ~70% of average infant rate

Frequently Asked Questions

Is daycare cheaper in Texas or Florida?

Texas is cheaper for infant center-based care at $900/month, vs. $1000/month in Florida — a $100/month gap. Texas wins on 6 of 6 care categories.

How much can I save on daycare moving from Florida to Texas?

Infant center-based care in Texas runs $100/month less than in Florida. Over a typical two-year infant care period, that's $2,400 saved — not counting toddler or preschool years. Keep in mind that state averages hide metro-area variation: cities in Texas can cost as much as suburbs in Florida.

How do both states compare to the national average?

The national average for infant center-based care is $1230/month. Texas is $330 below the national average, and Florida is $230 below.

Do costs vary a lot within each state?

Yes — significantly. Major metro areas typically run 20–35% above the statewide average shown here. For example, San Francisco costs nearly double the California state average. Use the city comparison tool to compare specific metro areas.

See full cost breakdown: Daycare in Texas  ·  Daycare in Florida  ·  All state comparisons  ·  Compare cities