DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: California vs Florida (2026)

Florida infant center care runs $1000/month — $800/month less than California's $1800/month. That's $9,600/year per child.

California

$1800

infant/month

+$570 vs national avg

Florida

$1000

infant/month

-$230 vs national avg

California vs Florida — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type California Florida
Infant — Center $1,800/mo $1,000/mo
Toddler — Center $1,600/mo $870/mo
Preschool — Center $1,300/mo $750/mo
School Age $1,100/mo $620/mo
Infant — Home $1,400/mo $780/mo
Nanny (Full-Time) $3,500/mo $2,400/mo

Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.

Annual Cost Impact

For infant center-based care, Florida costs $12,000/year vs California's $21,600/year.

Monthly savings

$800

Annual savings

$9,600

2-year infant care

$19,200

% difference

80%

Savings = California cost minus Florida cost. Infant center-based care only.

Childcare Subsidy Comparison

California (CCDF)

Income limit (family of 4): $7,800/mo

Max infant subsidy: $1,100/mo

Covers ~61% of average infant rate

Florida (CCDF)

Income limit (family of 4): $5,500/mo

Max infant subsidy: $700/mo

Covers ~70% of average infant rate

Frequently Asked Questions

Is daycare cheaper in California or Florida?

Florida is cheaper for infant center-based care at $1000/month, vs. $1800/month in California — a $800/month gap. Florida wins on 6 of 6 care categories.

How much can I save on daycare moving from California to Florida?

Infant center-based care in Florida runs $800/month less than in California. Over a typical two-year infant care period, that's $19,200 saved — not counting toddler or preschool years. Keep in mind that state averages hide metro-area variation: cities in Florida can cost as much as suburbs in California.

How do both states compare to the national average?

The national average for infant center-based care is $1230/month. California is $570 above the national average, and Florida is $230 below.

Do costs vary a lot within each state?

Yes — significantly. Major metro areas typically run 20–35% above the statewide average shown here. For example, San Francisco costs nearly double the California state average. Use the city comparison tool to compare specific metro areas.

See full cost breakdown: Daycare in California  ·  Daycare in Florida  ·  All state comparisons  ·  Compare cities