DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Texas vs Colorado (2026)

Texas infant center care runs $900/month — $700/month less than Colorado's $1600/month. That's $8,400/year per child.

Texas

$900

infant/month

-$330 vs national avg

Colorado

$1600

infant/month

+$370 vs national avg

Texas vs Colorado — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Texas Colorado
Infant — Center $900/mo $1,600/mo
Toddler — Center $800/mo $1,400/mo
Preschool — Center $680/mo $1,200/mo
School Age $560/mo $1,000/mo
Infant — Home $700/mo $1,200/mo
Nanny (Full-Time) $2,200/mo $3,200/mo

Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.

Annual Cost Impact

For infant center-based care, Texas costs $10,800/year vs Colorado's $19,200/year.

Monthly savings

$700

Annual savings

$8,400

2-year infant care

$16,800

% difference

78%

Savings = Colorado cost minus Texas cost. Infant center-based care only.

Childcare Subsidy Comparison

Texas (CCDF)

Income limit (family of 4): $5,400/mo

Max infant subsidy: $680/mo

Covers ~76% of average infant rate

Colorado (CCDF)

Income limit (family of 4): $7,200/mo

Max infant subsidy: $950/mo

Covers ~59% of average infant rate

Frequently Asked Questions

Is daycare cheaper in Texas or Colorado?

Texas is cheaper for infant center-based care at $900/month, vs. $1600/month in Colorado — a $700/month gap. Texas wins on 6 of 6 care categories.

How much can I save on daycare moving from Colorado to Texas?

Infant center-based care in Texas runs $700/month less than in Colorado. Over a typical two-year infant care period, that's $16,800 saved — not counting toddler or preschool years. Keep in mind that state averages hide metro-area variation: cities in Texas can cost as much as suburbs in Colorado.

How do both states compare to the national average?

The national average for infant center-based care is $1230/month. Texas is $330 below the national average, and Colorado is $370 above.

Do costs vary a lot within each state?

Yes — significantly. Major metro areas typically run 20–35% above the statewide average shown here. For example, San Francisco costs nearly double the California state average. Use the city comparison tool to compare specific metro areas.

See full cost breakdown: Daycare in Texas  ·  Daycare in Colorado  ·  All state comparisons  ·  Compare cities