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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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Average Daycare Cost in Fort Lauderdale, FL 2026

In 2026, full-time daycare in Fort Lauderdale, FL costs $653–$1,100 per month, depending on the child's age and care type. Center-based infant care averages $1,100/month, toddler care runs $970/month, and preschool care runs $825/month. Family home-based providers in Fort Lauderdale, FL typically charge $870/month for infants — about 21% less than center care.

Based on ACF Child Care Market Rate Survey data for Florida licensed providers, with 2026 metro cost-of-living adjustments. 11% below national avg.

Fort Lauderdale, FL Daycare Cost by Age and Provider Type (2026)

Average monthly rates for full-time care.

Age Group Center-Based Family-Based
Infant (0–12 mo) $1,100/month $870/month
Toddler (1–3 yr) $970/month $767/month
Preschooler (3–5 yr) $825/month $653/month

Source: ACF Child Care Market Rate Survey for Florida with 2026 metro cost-of-living adjustments. Family-based rates use the local home-to-center ratio (79% of center).

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What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

Fort Lauderdale, FL area median: $67,000/year

% of Income

of your income
You
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

after federal tax credits

Gross monthly $1,100
Tax credit est.
Annual savings

Fort Lauderdale, FL vs National

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See FL income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

Fort Lauderdale, FL average monthly daycare costs

Infant (center)

$1100

11% below national avg

Toddler (center)

$970

$11,640/year

Preschool (center)

$825

$9,900/year

School Age

$695

Before/after school care

Home-Based

$870

Family home, infant rate

Nanny

$2,450

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Fort Lauderdale, FL vs. Florida vs. National Average

How Fort Lauderdale, FL compares to the state and national averages for each age group.

Age / Care Type Fort Lauderdale, FL
Infant — Center-Based $1,100/mo
Toddler — Center-Based $970/mo
Preschool — Center $825/mo
School Age — Center $695/mo
Infant — Home-Based $870/mo
Nanny (Full-Time) $2,450/mo

Annual Daycare Cost in Fort Lauderdale, FL

Full-time infant center care in Fort Lauderdale, FL costs $13,200/year. At the national average that's $14,760/year — Fort Lauderdale, FL families pay $1,560 less per year for infant care.

Infant / year

$13,200

Toddler / year

$11,640

Preschool / year

$9,900

School Age / year

$8,340

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: Fort Lauderdale, FL area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $13,200
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

Childcare Subsidies in Florida

Florida participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $7,300/month may qualify for subsidized care. The maximum subsidy for infant care is up to $700/month.

Common Questions About Daycare Costs in Fort Lauderdale, FL

How much does daycare cost in Fort Lauderdale, FL?

Infant center-based daycare in Fort Lauderdale, FL averages $1100/month in 2026. That's $130 below the national average of $1230/month — more affordable than many major metros.

How does Fort Lauderdale, FL compare to the Florida state average?

Fort Lauderdale, FL infant daycare runs about $100/month (10%) above the Florida statewide average of $1000/month. Urban metros typically cost more than state averages due to higher rent, wages, and demand. See all daycare costs in Florida.

Does daycare get cheaper as my child gets older in Fort Lauderdale, FL?

Yes. In Fort Lauderdale, FL: infant care ($1100/month) → toddler care ($970/month, 12% drop) → preschool ($825/month, 25% drop from infant) → school age ($695/month, 37% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs. After kindergarten, families typically switch to after-school program pricing at $50–$600/month — see the Florida after-school care rates for school-district, YMCA, and private providers.

Is a nanny cheaper than daycare in Fort Lauderdale, FL?

For one child, no — a full-time nanny in Fort Lauderdale, FL averages $2,450/month versus $1100/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

Florida daycare costs

See the full Florida statewide average with CCDF subsidy data.

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