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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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How Much Does Daycare Cost in Clearwater, FL, FL?

Infant center-based care averages $1000/month in Clearwater, FL. 19% below national avg. Toddler care runs $870/month, preschool $750/month.

Clearwater, FL average monthly daycare costs

Infant (center)

$1000

19% below national avg

Toddler (center)

$870

$10,440/year

Preschool (center)

$750

$9,000/year

School Age

$620

Before/after school care

Home-Based

$780

Family home, infant rate

Nanny

$2,400

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Clearwater, FL vs. Florida vs. National Average

How Clearwater, FL compares to the state and national averages for each age group.

Age / Care Type Clearwater, FL
Infant — Center-Based $1,000/mo
Toddler — Center-Based $870/mo
Preschool — Center $750/mo
School Age — Center $620/mo
Infant — Home-Based $780/mo
Nanny (Full-Time) $2,400/mo

Annual Daycare Cost in Clearwater, FL

Full-time infant center care in Clearwater, FL costs $12,000/year. At the national average that's $14,760/year — Clearwater, FL families pay $2,760 less per year for infant care.

Infant / year

$12,000

Toddler / year

$10,440

Preschool / year

$9,000

School Age / year

$7,440

Childcare Subsidies in Florida

Florida participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $5,500/month may qualify for subsidized care. The maximum subsidy for infant care is up to $700/month.

Common Questions About Daycare Costs in Clearwater, FL

How much does daycare cost in Clearwater, FL?

Infant center-based daycare in Clearwater, FL averages $1000/month in 2026. That's $230 below the national average of $1230/month — more affordable than many major metros.

How does Clearwater, FL compare to the Florida state average?

Clearwater, FL is right at the Florida statewide average for infant daycare. See all daycare costs in Florida.

Does daycare get cheaper as my child gets older in Clearwater, FL?

Yes. In Clearwater, FL: infant care ($1000/month) → toddler care ($870/month, 13% drop) → preschool ($750/month, 25% drop from infant) → school age ($620/month, 38% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs.

Is a nanny cheaper than daycare in Clearwater, FL?

For one child, no — a full-time nanny in Clearwater, FL averages $2,400/month versus $1000/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

Florida daycare costs

See the full Florida statewide average with CCDF subsidy data.

Florida state costs →

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