Daycare Cost: Massachusetts vs New York (2026)
New York infant center care runs $1900/month — $300/month less than Massachusetts's $2200/month. That's $3,600/year per child.
Massachusetts
$2200
infant/month
+$970 vs national avg
New York
$1900
infant/month
+$670 vs national avg
Massachusetts vs New York — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Massachusetts | New York |
|---|---|---|
| Infant — Center | $2,200/mo | $1,900/mo ✓ |
| Toddler — Center | $1,950/mo | $1,680/mo ✓ |
| Preschool — Center | $1,650/mo | $1,430/mo ✓ |
| School Age | $1,380/mo | $1,190/mo ✓ |
| Infant — Home | $1,800/mo | $1,550/mo ✓ |
| Nanny (Full-Time) | $3,800/mo | $3,700/mo ✓ |
Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.
Annual Cost Impact
For infant center-based care, New York costs $22,800/year vs Massachusetts's $26,400/year.
Monthly savings
$300
Annual savings
$3,600
2-year infant care
$7,200
% difference
16%
Savings = Massachusetts cost minus New York cost. Infant center-based care only.
Childcare Subsidy Comparison
Massachusetts (CCDF)
Income limit (family of 4): $9,000/mo
Max infant subsidy: $1,400/mo
Covers ~64% of average infant rate
New York (CCDF)
Income limit (family of 4): $8,200/mo
Max infant subsidy: $1,200/mo
Covers ~63% of average infant rate
Frequently Asked Questions
Is daycare cheaper in Massachusetts or New York?
New York is cheaper for infant center-based care at $1900/month, vs. $2200/month in Massachusetts — a $300/month gap. New York wins on 6 of 6 care categories.
How much can I save on daycare moving from Massachusetts to New York?
Infant center-based care in New York runs $300/month less than in Massachusetts. Over a typical two-year infant care period, that's $7,200 saved — not counting toddler or preschool years. Keep in mind that state averages hide metro-area variation: cities in New York can cost as much as suburbs in Massachusetts.
How do both states compare to the national average?
The national average for infant center-based care is $1230/month. Massachusetts is $970 above the national average, and New York is $670 above.
Do costs vary a lot within each state?
Yes — significantly. Major metro areas typically run 20–35% above the statewide average shown here. For example, San Francisco costs nearly double the California state average. Use the city comparison tool to compare specific metro areas.
Related Comparisons
See full cost breakdown: Daycare in Massachusetts · Daycare in New York · All state comparisons · Compare cities