DaycareCalc
⚠ Cost Shock Alert — Dayton, OH
Full-time infant daycare in Dayton, OH
$880 / month
▲ 14% since 2024 ▼ 28% vs national avg $10,560/year

That's 16% of the median household income in OH — before taxes, rent, food, or health insurance.

daycarecalc.com • 2026 data

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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

How $880/Month Compares

Context makes the number real. Here's what else $880/month buys — or doesn't.

vs Median Mortgage
0.5x
Daycare runs 0.5x the median monthly mortgage ($1,900). Still a major expense — roughly 0.5 mortgages' worth of childcare each month.
vs Car Payment
1.2 cars
You could make payments on 1.2 new cars for what you spend annually on infant daycare in Dayton, OH. The average new-car payment is $735/month.
vs College Tuition
0.7x tuition
Monthly infant daycare in Dayton, OH is 0.7x the average monthly cost of in-state public college tuition ($1,250/month). The irony: college is cheaper than keeping an infant in care.

Cost by Age in Dayton, OH (2026)

The good news: costs drop significantly as kids get older

Age Group Monthly Annual
Infant (0–12 months) $880 $10,560
Toddler (1–2 years) $770 $9,240
Preschool (3–4 years) $660 $7,920
School-age (5–12) $550 $6,600

Center-based care. Full-time (5 days/week). National averages for comparison: infant $1,230, toddler $1,080, preschool $920, school-age $770.

What Happened Between 2024 and 2026

$770
2024 estimate
+14%
$880
2026 actual

Childcare costs in Dayton, OH have risen approximately 14% since 2024 — from roughly $770/month to $880/month for infant center care. The primary driver is labor: childcare workers earn $14–$18/hour, and as minimum wages rise in OH and surrounding states, centers pass those costs on. The $24 billion in federal ARPA stabilization grants that held prices steady through 2023 have expired with no replacement.

You May Qualify for Help

The Child Care and Development Fund (CCDF) provides subsidies to families earning below 85% of the OH median income. Many families who qualify have never applied — either because they didn't know they were eligible or because the application process wasn't clear.

Is a Nanny Cheaper in Dayton, OH?

A full-time nanny in the Dayton, OH area runs approximately $2,020/month — compared to $880/month for infant center care. For one child, a nanny costs $1,140/month more. The calculation changes with a second child: two kids at a center costs $1,540/month, while one nanny watching both is still $2,020/month.

Full daycare vs nanny breakdown for Dayton, OH →

Data Sources

Childcare cost data: U.S. Department of Health and Human Services, ACF Child Care Market Rate Survey (annual). Year-over-year estimates: BLS Child Care CPI, Economic Policy Institute. National averages: Child Care Aware of America The US and the High Price of Child Care (2025 edition). Cost comparisons: Federal Reserve, NCES IPEDS.