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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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Average Daycare Cost in Savannah, GA 2026

In 2026, full-time daycare in Savannah, GA costs $519–$870 per month, depending on the child's age and care type. Center-based infant care averages $870/month, toddler care runs $765/month, and preschool care runs $655/month. Family home-based providers in Savannah, GA typically charge $690/month for infants — about 21% less than center care.

Based on ACF Child Care Market Rate Survey data for Georgia licensed providers, with 2026 metro cost-of-living adjustments. 29% below national avg.

Savannah, GA Daycare Cost by Age and Provider Type (2026)

Average monthly rates for full-time care.

Age Group Center-Based Family-Based
Infant (0–12 mo) $870/month $690/month
Toddler (1–3 yr) $765/month $607/month
Preschooler (3–5 yr) $655/month $519/month

Source: ACF Child Care Market Rate Survey for Georgia with 2026 metro cost-of-living adjustments. Family-based rates use the local home-to-center ratio (79% of center).

Paying too much? 1 in 6 eligible families don't claim childcare subsidies.

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What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

Savannah, GA area median: $71,000/year

% of Income

of your income
You
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

after federal tax credits

Gross monthly $870
Tax credit est.
Annual savings

Savannah, GA vs National

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See GA income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

Savannah, GA average monthly daycare costs

Infant (center)

$870

29% below national avg

Toddler (center)

$765

$9,180/year

Preschool (center)

$655

$7,860/year

School Age

$550

Before/after school care

Home-Based

$690

Family home, infant rate

Nanny

$1,950

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Savannah, GA vs. Georgia vs. National Average

How Savannah, GA compares to the state and national averages for each age group.

Age / Care Type Savannah, GA
Infant — Center-Based $870/mo
Toddler — Center-Based $765/mo
Preschool — Center $655/mo
School Age — Center $550/mo
Infant — Home-Based $690/mo
Nanny (Full-Time) $1,950/mo

Annual Daycare Cost in Savannah, GA

Full-time infant center care in Savannah, GA costs $10,440/year. At the national average that's $14,760/year — Savannah, GA families pay $4,320 less per year for infant care.

Infant / year

$10,440

Toddler / year

$9,180

Preschool / year

$7,860

School Age / year

$6,600

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: Savannah, GA area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $10,440
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

Childcare Subsidies in Georgia

Georgia participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $7,844/month may qualify for subsidized care. The maximum subsidy for infant care is up to $650/month.

Common Questions About Daycare Costs in Savannah, GA

How much does daycare cost in Savannah, GA?

Infant center-based daycare in Savannah, GA averages $870/month in 2026. That's $360 below the national average of $1230/month — more affordable than many major metros.

How does Savannah, GA compare to the Georgia state average?

Savannah, GA infant daycare runs about $30/month (3%) below the Georgia statewide average of $900/month. See all daycare costs in Georgia.

Does daycare get cheaper as my child gets older in Savannah, GA?

Yes. In Savannah, GA: infant care ($870/month) → toddler care ($765/month, 12% drop) → preschool ($655/month, 25% drop from infant) → school age ($550/month, 37% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs. After kindergarten, families typically switch to after-school program pricing at $50–$600/month — see the Georgia after-school care rates for school-district, YMCA, and private providers.

Is a nanny cheaper than daycare in Savannah, GA?

For one child, no — a full-time nanny in Savannah, GA averages $1,950/month versus $870/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

Georgia daycare costs

See the full Georgia statewide average with CCDF subsidy data.

Georgia state costs →

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