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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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How Much Does Daycare Cost in Lowell, MA, MA?

Infant center-based care averages $2380/month in Lowell, MA. 93% above national avg. Toddler care runs $2110/month, preschool $1780/month.

Lowell, MA average monthly daycare costs

Infant (center)

$2380

93% above national avg

Toddler (center)

$2110

$25,320/year

Preschool (center)

$1780

$21,360/year

School Age

$1490

Before/after school care

Home-Based

$1940

Family home, infant rate

Nanny

$4,100

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Lowell, MA vs. Massachusetts vs. National Average

How Lowell, MA compares to the state and national averages for each age group.

Age / Care Type Lowell, MA
Infant — Center-Based $2,380/mo
Toddler — Center-Based $2,110/mo
Preschool — Center $1,780/mo
School Age — Center $1,490/mo
Infant — Home-Based $1,940/mo
Nanny (Full-Time) $4,100/mo

Annual Daycare Cost in Lowell, MA

Full-time infant center care in Lowell, MA costs $28,560/year. At the national average that's $14,760/year — Lowell, MA families pay $13,800 more per year for infant care.

Infant / year

$28,560

Toddler / year

$25,320

Preschool / year

$21,360

School Age / year

$17,880

Childcare Subsidies in Massachusetts

Massachusetts participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $9,000/month may qualify for subsidized care. The maximum subsidy for infant care is up to $1,400/month.

Common Questions About Daycare Costs in Lowell, MA

How much does daycare cost in Lowell, MA?

Infant center-based daycare in Lowell, MA averages $2380/month in 2026. That's $1150 above the national average of $1230/month. Higher local wages and demand drive prices up in this metro area.

How does Lowell, MA compare to the Massachusetts state average?

Lowell, MA infant daycare runs about $180/month (8%) above the Massachusetts statewide average of $2200/month. Urban metros typically cost more than state averages due to higher rent, wages, and demand. See all daycare costs in Massachusetts.

Does daycare get cheaper as my child gets older in Lowell, MA?

Yes. In Lowell, MA: infant care ($2380/month) → toddler care ($2110/month, 11% drop) → preschool ($1780/month, 25% drop from infant) → school age ($1490/month, 37% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs.

Is a nanny cheaper than daycare in Lowell, MA?

For one child, no — a full-time nanny in Lowell, MA averages $4,100/month versus $2380/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

Massachusetts daycare costs

See the full Massachusetts statewide average with CCDF subsidy data.

Massachusetts state costs →

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