Daycare Cost: Oklahoma City vs San Francisco (2026)
Oklahoma City infant center care runs $680/month — $1980/month less than San Francisco's $2660/month. That's $23,760/year per child.
Oklahoma City, OK
$680
infant/month
-$550 vs national avg
San Francisco, CA
$2660
infant/month
+$1430 vs national avg
Oklahoma City vs San Francisco — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Oklahoma City | San Francisco |
|---|---|---|
| Infant — Center | $680/mo ✓ | $2,660/mo |
| Toddler — Center | $590/mo ✓ | $2,370/mo |
| Preschool — Center | $500/mo ✓ | $1,920/mo |
| School Age | $420/mo ✓ | $1,630/mo |
| Infant — Home | $520/mo ✓ | $2,070/mo |
| Nanny (Full-Time) | $1,710/mo ✓ | $5,180/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Oklahoma City costs $8,160/year vs San Francisco's $31,920/year.
Monthly savings
$1,980
Annual savings
$23,760
2-year infant care
$47,520
% difference
291%
Savings = San Francisco cost minus Oklahoma City cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Oklahoma City
12.2%
of $67k median income
San Francisco
31.2%
of $102k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Oklahoma City, OK — CCDF
Check eligibility →San Francisco, CA — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Oklahoma City or San Francisco?
Oklahoma City is cheaper for infant center-based care at $680/month, vs. $2660/month in San Francisco — a $1980/month gap. Oklahoma City wins on 6 of 6 care categories.
How much can I save on daycare moving from San Francisco to Oklahoma City?
Infant center-based care in Oklahoma City runs $1980/month less than in San Francisco. Over a typical two-year infant care period, that's $47,520 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Oklahoma City is $550 below the national average, and San Francisco is $1430 above.
Related Comparisons
See full cost breakdown: Daycare in Oklahoma City · Daycare in San Francisco · All city comparisons