DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: New York vs San Antonio (2026)

San Antonio infant center care runs $880/month — $1880/month less than New York's $2760/month. That's $22,560/year per child.

New York, NY

$2760

infant/month

+$1530 vs national avg

San Antonio, TX

$880

infant/month

-$350 vs national avg

New York vs San Antonio — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type New York San Antonio
Infant — Center $2,760/mo $880/mo
Toddler — Center $2,440/mo $780/mo
Preschool — Center $2,070/mo $670/mo
School Age $1,730/mo $550/mo
Infant — Home $2,250/mo $690/mo
Nanny (Full-Time) $5,370/mo $2,160/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, San Antonio costs $10,560/year vs New York's $33,120/year.

Monthly savings

$1,880

Annual savings

$22,560

2-year infant care

$45,120

% difference

214%

Savings = New York cost minus San Antonio cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

New York

35.5%

of $93k median income

San Antonio

12.9%

of $82k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

New York, NY — CCDF

Check eligibility →

San Antonio, TX — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in New York or San Antonio?

San Antonio is cheaper for infant center-based care at $880/month, vs. $2760/month in New York — a $1880/month gap. San Antonio wins on 6 of 6 care categories.

How much can I save on daycare moving from New York to San Antonio?

Infant center-based care in San Antonio runs $1880/month less than in New York. Over a typical two-year infant care period, that's $45,120 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. New York is $1530 above the national average, and San Antonio is $350 below.

See full cost breakdown: Daycare in New York  ·  Daycare in San Antonio  ·  All city comparisons