DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: Austin vs New York (2026)

Austin infant center care runs $1080/month — $1680/month less than New York's $2760/month. That's $20,160/year per child.

Austin, TX

$1080

infant/month

-$150 vs national avg

New York, NY

$2760

infant/month

+$1530 vs national avg

Austin vs New York — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Austin New York
Infant — Center $1,080/mo $2,760/mo
Toddler — Center $960/mo $2,440/mo
Preschool — Center $820/mo $2,070/mo
School Age $670/mo $1,730/mo
Infant — Home $840/mo $2,250/mo
Nanny (Full-Time) $2,640/mo $5,370/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Austin costs $12,960/year vs New York's $33,120/year.

Monthly savings

$1,680

Annual savings

$20,160

2-year infant care

$40,320

% difference

156%

Savings = New York cost minus Austin cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Austin

15.8%

of $82k median income

New York

35.5%

of $93k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Austin, TX — CCDF

Check eligibility →

New York, NY — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Austin or New York?

Austin is cheaper for infant center-based care at $1080/month, vs. $2760/month in New York — a $1680/month gap. Austin wins on 6 of 6 care categories.

How much can I save on daycare moving from New York to Austin?

Infant center-based care in Austin runs $1680/month less than in New York. Over a typical two-year infant care period, that's $40,320 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Austin is $150 below the national average, and New York is $1530 above.

See full cost breakdown: Daycare in Austin  ·  Daycare in New York  ·  All city comparisons