Daycare Cost: Los Angeles vs Louisville (2026)
Louisville infant center care runs $800/month — $1540/month less than Los Angeles's $2340/month. That's $18,480/year per child.
Los Angeles, CA
$2340
infant/month
+$1110 vs national avg
Louisville, KY
$800
infant/month
-$430 vs national avg
Los Angeles vs Louisville — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Los Angeles | Louisville |
|---|---|---|
| Infant — Center | $2,340/mo | $800/mo ✓ |
| Toddler — Center | $2,080/mo | $700/mo ✓ |
| Preschool — Center | $1,690/mo | $600/mo ✓ |
| School Age | $1,430/mo | $500/mo ✓ |
| Infant — Home | $1,820/mo | $620/mo ✓ |
| Nanny (Full-Time) | $4,550/mo | $2,000/mo ✓ |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Louisville costs $9,600/year vs Los Angeles's $28,080/year.
Monthly savings
$1,540
Annual savings
$18,480
2-year infant care
$36,960
% difference
193%
Savings = Los Angeles cost minus Louisville cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Los Angeles
27.4%
of $102k median income
Louisville
14.7%
of $65k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Los Angeles, CA — CCDF
Check eligibility →Louisville, KY — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Los Angeles or Louisville?
Louisville is cheaper for infant center-based care at $800/month, vs. $2340/month in Los Angeles — a $1540/month gap. Louisville wins on 6 of 6 care categories.
How much can I save on daycare moving from Los Angeles to Louisville?
Infant center-based care in Louisville runs $1540/month less than in Los Angeles. Over a typical two-year infant care period, that's $36,960 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Los Angeles is $1110 above the national average, and Louisville is $430 below.
Related Comparisons
See full cost breakdown: Daycare in Los Angeles · Daycare in Louisville · All city comparisons