DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Fort Worth, TX vs New York City, NY (2026)

Fort Worth, TX infant center care runs $1000/month — $1200/month less than New York City, NY's $2200/month. That's $14,400/year per child.

Fort Worth, TX, TX

$1000

infant/month

-$230 vs national avg

New York City, NY, NY

$2200

infant/month

+$970 vs national avg

Fort Worth, TX vs New York City, NY — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Fort Worth, TX New York City, NY
Infant — Center $1,000/mo $2,200/mo
Toddler — Center $880/mo $1,940/mo
Preschool — Center $750/mo $1,650/mo
School Age $630/mo $1,380/mo
Infant — Home $790/mo $1,740/mo
Nanny (Full-Time) $2,200/mo $4,800/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Fort Worth, TX costs $12,000/year vs New York City, NY's $26,400/year.

Monthly savings

$1,200

Annual savings

$14,400

2-year infant care

$28,800

% difference

120%

Savings = New York City, NY cost minus Fort Worth, TX cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Fort Worth, TX

16.4%

of $73k median income

New York City, NY

34.8%

of $76k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

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Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Fort Worth, TX, TX — CCDF

Check eligibility →

New York City, NY, NY — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Fort Worth, TX or New York City, NY?

Fort Worth, TX is cheaper for infant center-based care at $1000/month, vs. $2200/month in New York City, NY — a $1200/month gap. Fort Worth, TX wins on 6 of 6 care categories.

How much can I save on daycare moving from New York City, NY to Fort Worth, TX?

Infant center-based care in Fort Worth, TX runs $1200/month less than in New York City, NY. Over a typical two-year infant care period, that's $28,800 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Fort Worth, TX is $230 below the national average, and New York City, NY is $970 above.