Daycare Costs Near Germantown, TN (38138)
Opportunity Score
100
/ 100
Excellent
Based on walkability, population density, income levels, and local business competition.
Market Summary
ZIP 38138 is an urban area. with a population of 25,368 and household incomes well above the national median ($130,125).
Area Profile
25,368
Population
$130,125
Median Income
+74% vs. national
Urban
Area Type
Median Age: 44.1 —
older demographic, may prefer sit-down options.
College-Educated: 48.1% —
strong appetite for artisan/specialty food.
Operating Costs
Local cost levels affect space, labor, and operating expenses.
$1,716
Median Gross Rent
$390 K
Median Home Value
20
Bank Branches
$2.1 M deposits
Childcare Assistance in Tennessee
Families in ZIP 38138 may qualify for state-funded childcare subsidies through Tennessee's CCDF program. Income limits and copays vary by county.
Check Tennessee subsidy eligibility ›Already Getting a Subsidy? See How Much More You Can Save
The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.
Calculate your tax savings ›Compare with Another ZIP
Side-by-side: opportunity score, income, walkability, competition, and rent.
Quick Facts
- Area Type
- Urban
- Bank Branches
- 20
vs. National Average
Median Income
+74% vs. $74,580
Nearby Markets
Check Another Market
Or estimate costs with the DaycareCalc calculator.
Data sources
U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits