DaycareCalc
Showing results for ZIP 65689 (MO)
Home New York ZIP 12208

Daycare Costs Near Albany, NY (12208)

Opportunity Score
53 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 12208 is an urban area. with a population of 23,936 and household incomes near the national median ($69,505). There are 4 daycare centers operations in ZIP 12208.

Area Profile

23,936
Population
$69,505
Median Income
-7% vs. national
Urban
Area Type
Median Age: 33.0 — mixed-age market, broad menu appeal.
College-Educated: 35.2% — balanced market for quality & value.

Competition

Daycare Centers and related businesses in ZIP 12208.

4
Daycare Centers
Low competition — room to establish
1.7 per 10K residents
4
Schools
1.7 per 10K residents
What this means: Daycare Centers are 50.0% of the relevant market in ZIP 12208 (4 vs. 4 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,291
Median Gross Rent
$260 K
Median Home Value
6
Bank Branches
$340 K deposits

Childcare Assistance in New York

Families in ZIP 12208 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.

Check New York subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits