DaycareCalc
Home New York ZIP 12203

Daycare Costs Near Albany, NY (12203)

Opportunity Score
65 / 100 Good
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 12203 is an urban area. with a population of 30,080 and household incomes above the national median ($80,055). There are 10 daycare centers operations in ZIP 12203.

Area Profile

30,080
Population
$80,055
Median Income
+7% vs. national
Urban
Area Type
Median Age: 33.8 — mixed-age market, broad menu appeal.
College-Educated: 35.3% — balanced market for quality & value.

Competition

Daycare Centers and related businesses in ZIP 12203.

10
Daycare Centers
Moderate — proven market
3.3 per 10K residents
3
Schools
1.0 per 10K residents
What this means: Daycare Centers are 76.9% of the relevant market in ZIP 12203 (10 vs. 3 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,342
Median Gross Rent
$260 K
Median Home Value
11
Bank Branches
$950 K deposits

Childcare Assistance in New York

Families in ZIP 12203 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.

Check New York subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits