After-School Care Cost in Billings, MT (2026)
School-district programs average $138/month in Billings, MT. 31% below national avg. Billings Public Schools runs extended learning programs. Montana's largest city has a modest market driven by healthcare and energy sector families. Below comparable western cities by 15–20%.
Billings, MT after-school care cost summary (2026)
School District
$138
per month
YMCA / BGC
$205
per month
Private Provider
$308
per month
Tutoring Center
$235
per month
Sports / Enrichment
$162
per month
Annual (School Yr)
$1,380
school program × 10 mo
Sources: BLS OEWS, YMCA national rate surveys, ACF child care market rate data. 2026 estimates.
Billings, MT vs. National Average by Program Type
How Billings, MT after-school costs compare to national benchmarks.
| Program Type | Billings, MT |
|---|---|
|
School-District Program Homework help, bus drop-off |
$138/mo |
|
YMCA / Boys & Girls Club Enrichment, sports, homework |
$205/mo |
|
Private After-School Structured curriculum, lower ratios |
$308/mo |
|
Tutoring Center (add-on) Kumon, Sylvan, individual sessions |
$235/mo |
|
Sports / Enrichment Soccer, gymnastics, coding, arts |
$162/mo |
Annual After-School Care Cost in Billings, MT
Based on the school-year (10 months), the most affordable option in Billings, MT runs $1,380/year for school-district programs. At the national average that's $2,000/year — Billings, MT families pay $620 less per year.
School program / year
$1,380
YMCA / year
$2,050
Private / year
$3,080
Annual estimates based on 10-month school year. Add 2–3 months of summer care costs for year-round coverage.
What Drives After-School Care Costs in Billings, MT?
- ● MT minimum wage $10.30/hr
- ● BPS extended learning programs available
- ● Healthcare sector (Billings Clinic, St. Vincent) professional families
- ● Energy sector (oil and gas) family market
- ● Below Northwest peers by 15–20%
Tax Benefits for After-School Care in Billings, MT
After-school care for children under 13 qualifies for federal tax relief regardless of your city. At Billings, MT's school-program rate of $138/month, annual expenses run $1,380 — here's what you can recover:
Child & Dependent Care Tax Credit
20–35% of up to $3,000 (one child) in expenses. Saves $600–$1,050/year on school-program costs.
Dependent Care FSA
Pay up to $5,000/year pre-tax. Saves $1,000–$1,850/year depending on your tax bracket. Cannot double-dip with the credit.
Common Questions About After-School Care in Billings, MT
How much does after-school care cost in Billings, MT?
After-school care in Billings, MT runs $138/month for school-district programs — 31% below the national average of $200/month. YMCA and Boys & Girls Club programs average $205/month, and private after-school providers charge $308/month. Annual school-year cost (10 months) for school programs: approximately $1,380.
Is YMCA or school-district after-school care cheaper in Billings, MT?
School-district programs in Billings, MT average $138/month — the most affordable option. YMCA and community center programs run $205/month, about $67/month more. Both are substantially cheaper than private providers at $308/month. School programs often have limited seats and require early enrollment.
Is after-school care tax deductible in Billings, MT?
Yes. After-school care for children under 13 qualifies for two federal tax benefits regardless of your city: the Child and Dependent Care Tax Credit (20–35% of up to $3,000 in expenses) and a Dependent Care FSA (up to $5,000/year pre-tax). At Billings, MT's school-program rate of $138/month, annual costs run $1,380 — saving $345 to $483/year via the credit or FSA.
What types of after-school programs are available in Billings, MT?
Billings, MT families can choose from: school-district before/after programs ($138/mo), YMCA and Boys & Girls Club ($205/mo), private after-school providers ($308/mo), tutoring centers like Kumon or Sylvan (~$235/mo), and recreational sports/enrichment programs (~$162/mo). School-based programs typically include homework help; private providers offer more enrichment variety.
See the full Billings, MT daycare cost breakdown for infant through school-age rates.
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