DaycareCalc

Do I Qualify for Childcare Assistance in North Dakota?

2026 CCDF income limits, copay schedule, and how to apply

In North Dakota, a family of 4 earning up to $9,202/month may qualify for CCDF childcare assistance. The maximum subsidy for infant center care is $800/month, covering up to 80% of the average $1,000/month infant rate.

North Dakota Childcare Subsidy: Key Facts (2026)

  • A family of 4 in North Dakota qualifies for CCDF childcare subsidies with a household income under $110,424/year ($9,202/month).
  • North Dakota pays up to $800/month toward infant center care. That covers roughly 80% of the $1,000/month state average.
  • Family copays range from $0/week at the lowest incomes to roughly $95/week near the income ceiling. Sliding scale based on what you earn.
  • Apply through North Dakota Child Care Assistance Program (online portal). Processing takes 2-4 weeks. Waitlists are common when funding runs short.

Source: HHS LIHEAP IM2025-02, Census Bureau ACS 2019-2023, 45 CFR 96.85. Updated for 2026.

$9,202
Monthly income limit (family of 4)
$800
Max subsidy — infant center care
80%
Of avg infant cost covered

Check If You Qualify in North Dakota

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Gross income from your W-2 or tax return

North Dakota CCDF Income Limits by Family Size

Monthly gross income thresholds at 85% of state median income (45 CFR 96.85)

Family size Monthly income limit Annual income limit
1 person $4,785/mo $57,420/yr
2 people $6,257/mo $75,084/yr
3 people $7,730/mo $92,760/yr
4 people (reference) $9,202/mo $110,424/yr
5 people $10,674/mo $128,088/yr
6 people $12,147/mo $145,764/yr

Federal maximum thresholds at 85% of state median income. Your state may set initial eligibility below this level. Source: HHS LIHEAP IM2025-02, Census Bureau ACS 2019-2023.

Estimated Copay Schedule in North Dakota

Based on sliding-scale CCDF structure — actual copays set by North Dakota policy

Income level Est. weekly copay Est. monthly copay Monthly income (fam. 4)
Very low income (20% of limit) $0/wk $0/mo ~$1,840/mo
Low income (40% of limit) $15/wk $60/mo ~$3,680/mo
Moderate income (60% of limit) $35/wk $140/mo ~$5,520/mo
Near limit (80% of limit) $65/wk $260/mo ~$7,360/mo
Near ceiling (95% of limit) $95/wk $380/mo ~$8,740/mo

Copay estimates are approximate — actual schedules vary by care type, child age, and enrollment status.

How to Apply for Childcare Assistance in North Dakota

Applications are processed by North Dakota Child Care Assistance Program.

1

Gather your documents

Proof of income (pay stubs or tax return), photo ID, child's birth certificate, proof of employment or school enrollment, and proof of residence.

2

Submit your application

Apply through the state portal online or visit a local North Dakota child care office. Processing typically takes 2-4 weeks.

3

Choose a participating provider

Once approved, North Dakota will provide a list of licensed providers that accept the CCDF subsidy voucher in your area.

Apply through North Dakota Child →

What You'd Actually Pay in North Dakota

After the maximum subsidy of $800/month, a qualifying family's copayment for infant center care could be as low as $200/month at lower income levels.

$1,000
Full infant rate
minus $800
Max subsidy
$200+
Family copayment

Copayment shown is for lower-income qualifying families. Higher-income families near the limit pay more.