DaycareCalc

Nanny Cost in New Jersey (2026)

BLS wage data, hourly rates, and daycare comparison

A full-time nanny in New Jersey costs approximately $3,400/month. 26% above national avg. The BLS median hourly wage for childcare workers is $17.5/hr.

New Jersey nanny cost summary (2026)

Monthly Cost

$3,400

26% above national avg

Annual Cost

$40,800

Full-time, live-out

Hourly Rate

$23.0/hr

Family cost incl. taxes

BLS Median Wage

$17.5/hr

SOC 39-9011 workers

Daycare (Infant)

$1,700

Center-based, monthly

Nanny vs. Daycare

+$1,700

Extra per month, 1 child

Source: BLS OEWS SOC 39-9011 (2023) and market rate surveys. Monthly costs reflect full-time live-out nanny including employer payroll taxes.

New Jersey vs. National Average — Nanny Cost

How nanny costs in New Jersey compare to the national average for each metric.

Metric New Jersey
Monthly cost (family) $3,400
Annual cost (family) $40,800
Hourly rate (to family) $3,979
Daycare infant (comparison) $1,700

Annual Nanny Cost in New Jersey

A full-time nanny in New Jersey costs $40,800/year — compared to $20,400/year for infant center daycare. That's $20,400/year more than center care. For families with two children, nanny care often becomes cost-competitive.

Annual nanny cost

$40,800

Monthly cost

$3,400

Effective hourly

$23.0/hr

Assumes 40 hours/week, 52 weeks, live-out arrangement, includes employer payroll taxes (~8.5%).

BLS Wage Data for New Jersey — SOC 39-9011

The Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey tracks wages for Childcare Workers (SOC 39-9011) by state. This covers daycare workers, family childcare workers, and private household nannies. Nannies typically earn above the median due to the one-on-one, private-household nature of the work.

BLS Median Hourly

$17.5/hr

SOC 39-9011, New Jersey

BLS Annual (2080 hrs)

$36,400

Median wage earner

Nanny Premium vs. BLS

+$5.5/hr

Private HH premium

Source: BLS OEWS 2023. The BLS median reflects all childcare workers including center employees who earn less than in-home nannies. Family cost includes nanny's gross wage + employer Social Security (6.2%), Medicare (1.45%), and unemployment taxes.

Nanny vs. Daycare in New Jersey

Nanny care costs $1,700/month more than infant center daycare in New Jersey. But the math changes for families with multiple children.

Nanny (1 child)

$3,400/mo

Daycare (1 infant)

$1,700/mo

Daycare (2 infants)

$3,400/mo

A nanny watching two children typically charges $2–4/hr extra — often bringing the effective cost close to or below two daycare spots. Use the nanny vs daycare calculator to run your specific numbers.

Nanny Cost by City in New Jersey

Major cities — costs vary from state average by 15–40% depending on local wages and demand.

Newark

$3,200/mo

Urban; below suburban NJ rates

Jersey City

$3,800/mo

NYC-adjacent; near NYC nanny market

Princeton

$3,900/mo

University/pharma corridor; high demand

Short Hills

$4,200/mo

Affluent commuter suburb; highest in NJ

What Affects Nanny Cost in New Jersey?

Experience & Credentials

CPR-certified nannies with 5+ years experience command $2–5/hr above entry-level in New Jersey. Formal ECE training or teaching credentials add another $2–4/hr premium.

Number of Children

Most nannies charge $2–4/hr extra for a second child. In New Jersey, caring for two children typically adds $300–600/month to the base rate.

Live-In vs. Live-Out

Live-in nannies in New Jersey often accept lower cash wages (room and board offset ~$500–$900/month) but must still comply with federal live-in domestic worker wage rules.

Bilingual Premium

Spanish-bilingual nannies command a 10–20% premium in many New Jersey markets. Mandarin, French, and other language skills add similar premiums in multilingual urban communities.

Schedule Type

Guaranteed hours (paying for 40 hours even if family uses less) is the industry standard. Families paying for a reliable schedule pay more than those with variable hours — but attract better candidates.

Employer Taxes

Legal nanny employment requires paying Social Security (6.2%), Medicare (1.45%), and unemployment insurance. These taxes add ~8–10% to the nanny's gross wage — budget for this in New Jersey.

Common Questions About Nanny Costs in New Jersey

How much does a nanny cost in New Jersey?

A full-time live-out nanny in New Jersey costs approximately $3,400/month in 2026. That's 26% above national avg of $2,700/month nationally. Hourly cost to the family is ~$23.0/hr including employer payroll taxes.

Is a nanny cheaper than daycare in New Jersey?

For one child, no — a nanny costs $1,700/month more than infant center daycare ($3,400 vs. $1,700). For two children, the calculation often reverses. Two daycare spots in New Jersey cost ~$3,400/month, while a nanny watching both children adds only ~$300–600/month to the base rate of $3,400.

What is the average nanny hourly rate in New Jersey?

The effective hourly cost to families for a full-time nanny in New Jersey is ~$23.0/hr. The BLS median hourly wage for childcare workers (SOC 39-9011) in New Jersey is $17.5/hr. Private-household nannies typically earn above this median because they work one-on-one versus center-based workers who work with groups.

Do I need to pay nanny taxes in New Jersey?

Yes — if you pay a household employee $2,700 or more in 2026, federal law requires paying employer Social Security (6.2%), Medicare (1.45%), and federal unemployment tax (FUTA). New Jersey may have additional state unemployment (SUTA) requirements. Using a nanny payroll service (Homepay, Savvy Nanny, GTM) costs $400–$900/year and ensures compliance.

See nanny costs for all 50 states

Compare New Jersey's nanny rates against every state — sorted by cost with BLS hourly data.

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