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Daycare Cost Calculator 2026 — Can I Afford Childcare?
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Daycare Cost as % of Income in Wyoming

Median household income in Wyoming: $72,495. Infant center care: $900/month. That's 14.9% of income — 3.4 points below the 18.3% national figure.

$72,495
Median household income
$900/mo
Infant center care
14.9%
Of income for infant care

Daycare Cost as % of Wyoming Median Income

Based on $72,495/year median household income • ACS 2022 5-year estimate

Care Type Monthly Cost Annual Cost % of Income
Infant (center) $900 $10,800 14.9%
Toddler (center) $790 $9,480 13.1%
Preschool (center) $680 $8,160 11.3%
School-age (center) $560 $6,720 9.3%
Infant (home-based) $700 $8,400 11.6%
Nanny (full-time) $2,100 $25,200 34.8%

Wyoming vs National Average

Median household income
National: $80,610
$72,495
8,115 below avg
Infant care % of income
National: 18.3%
14.9%
3.4% below national
Income needed for 7% benchmark
For full-time infant center care
$154,286
81,791 more than median income

The 7% Rule in Wyoming

The federal government considers childcare affordable when it costs 7% or less of household income. A Wyoming family at the median income of $72,495 would need to spend $423/month or less for it to qualify as "affordable." Infant center care averages $900/month — 113% more than that benchmark.

Ways to Bring the Ratio Down

Dependent Care FSA

$5,000/year pre-tax through your employer. At a 22% bracket, that's $1,100 back per year — and it cuts your taxable income immediately, not at filing.

CCDF Subsidy Program

Federal childcare assistance covers 60–95% of costs for qualifying families. Income limits vary by state and household size. Check your eligibility in Wyoming.

Home-Based vs Center Care

Home-based infant care in Wyoming runs $700/month — 22% less than center care. Same age group, lower cost, smaller group size.

Part-Time Schedule

Three days/week instead of five cuts costs roughly 40%. For Wyoming families at median income, part-time infant care runs about $540/month — 8.9% of income instead of 14.9%.

Why Daycare Takes 14.9% of Income in Wyoming

Infant center care in Wyoming costs $10,800/year. The state's median household income is $72,495. That math produces 14.9% — before taxes, rent, food, or anything else.

The federal affordability standard is 7%. To hit that benchmark in Wyoming with infant center care, a household would need to earn $154,286/year. The median household earns 72,495 — $81,791 short of that threshold.

The gap isn't random. Childcare costs are driven by staff wages (30–40% of center operating costs), real estate in populated areas, and state licensing requirements that set staff-to-child ratios. States with higher wages and tighter regulations tend to have higher costs. States where median incomes are also high don't necessarily come out better — many expensive states have worse ratios than their cost numbers alone suggest.

Infant Care Is the Peak

The income hit drops as children age. Toddler care in Wyoming costs $790/month — 13.1% of median income. Preschool drops to $680/month (11.3%). School-age care falls furthest at $560/month (9.3%).

The infant-to-toddler transition alone saves $110/month — real money for families who make it through the first year.

What the Data Doesn't Show

Median household income includes all households — retirees, single adults, empty-nesters. Families with children under 5 typically have lower incomes than the median because they're in early-career years. The actual income-to-cost ratio for families actively using daycare in Wyoming is likely higher than what's shown here.

City-level variation is also significant. Major metro areas in Wyoming run 20–35% higher than the statewide average. If you're in a major city, add that margin to the numbers above.

Common Questions