DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: San Jose vs Tucson (2026)

Tucson infant center care runs $900/month — $1620/month less than San Jose's $2520/month. That's $19,440/year per child.

San Jose, CA

$2520

infant/month

+$1290 vs national avg

Tucson, AZ

$900

infant/month

-$330 vs national avg

San Jose vs Tucson — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Jose Tucson
Infant — Center $2,520/mo $900/mo
Toddler — Center $2,240/mo $790/mo
Preschool — Center $1,820/mo $680/mo
School Age $1,540/mo $560/mo
Infant — Home $1,960/mo $680/mo
Nanny (Full-Time) $4,900/mo $2,160/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Tucson costs $10,800/year vs San Jose's $30,240/year.

Monthly savings

$1,620

Annual savings

$19,440

2-year infant care

$38,880

% difference

180%

Savings = San Jose cost minus Tucson cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Jose

29.5%

of $102k median income

Tucson

13.3%

of $81k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Jose, CA — CCDF

Check eligibility →

Tucson, AZ — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Jose or Tucson?

Tucson is cheaper for infant center-based care at $900/month, vs. $2520/month in San Jose — a $1620/month gap. Tucson wins on 6 of 6 care categories.

How much can I save on daycare moving from San Jose to Tucson?

Infant center-based care in Tucson runs $1620/month less than in San Jose. Over a typical two-year infant care period, that's $38,880 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Jose is $1290 above the national average, and Tucson is $330 below.

Related Comparisons

See full cost breakdown: Daycare in San Jose  ·  Daycare in Tucson  ·  All city comparisons