DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Sacramento, CA vs San Diego, CA (2026)

Sacramento, CA infant center care runs $1280/month — $440/month less than San Diego, CA's $1720/month. That's $5,280/year per child.

Sacramento, CA, CA

$1280

infant/month

+$50 vs national avg

San Diego, CA, CA

$1720

infant/month

+$490 vs national avg

Sacramento, CA vs San Diego, CA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Sacramento, CA San Diego, CA
Infant — Center $1,280/mo $1,720/mo
Toddler — Center $1,125/mo $1,510/mo
Preschool — Center $960/mo $1,290/mo
School Age $805/mo $1,080/mo
Infant — Home $1,015/mo $1,360/mo
Nanny (Full-Time) $2,800/mo $3,800/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Sacramento, CA costs $15,360/year vs San Diego, CA's $20,640/year.

Monthly savings

$440

Annual savings

$5,280

2-year infant care

$10,560

% difference

34%

Savings = San Diego, CA cost minus Sacramento, CA cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Sacramento, CA

16.7%

of $92k median income

San Diego, CA

22.5%

of $92k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

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Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Sacramento, CA, CA — CCDF

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San Diego, CA, CA — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Sacramento, CA or San Diego, CA?

Sacramento, CA is cheaper for infant center-based care at $1280/month, vs. $1720/month in San Diego, CA — a $440/month gap. Sacramento, CA wins on 6 of 6 care categories.

How much can I save on daycare moving from San Diego, CA to Sacramento, CA?

Infant center-based care in Sacramento, CA runs $440/month less than in San Diego, CA. Over a typical two-year infant care period, that's $10,560 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Sacramento, CA is $50 above the national average, and San Diego, CA is $490 above.