DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: New York vs Raleigh (2026)

Raleigh infant center care runs $1090/month — $1670/month less than New York's $2760/month. That's $20,040/year per child.

New York, NY

$2760

infant/month

+$1530 vs national avg

Raleigh, NC

$1090

infant/month

-$140 vs national avg

New York vs Raleigh — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type New York Raleigh
Infant — Center $2,760/mo $1,090/mo
Toddler — Center $2,440/mo $970/mo
Preschool — Center $2,070/mo $830/mo
School Age $1,730/mo $680/mo
Infant — Home $2,250/mo $850/mo
Nanny (Full-Time) $5,370/mo $2,530/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Raleigh costs $13,080/year vs New York's $33,120/year.

Monthly savings

$1,670

Annual savings

$20,040

2-year infant care

$40,080

% difference

153%

Savings = New York cost minus Raleigh cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

New York

35.5%

of $93k median income

Raleigh

17.7%

of $74k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

New York, NY — CCDF

Check eligibility →

Raleigh, NC — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in New York or Raleigh?

Raleigh is cheaper for infant center-based care at $1090/month, vs. $2760/month in New York — a $1670/month gap. Raleigh wins on 6 of 6 care categories.

How much can I save on daycare moving from New York to Raleigh?

Infant center-based care in Raleigh runs $1670/month less than in New York. Over a typical two-year infant care period, that's $40,080 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. New York is $1530 above the national average, and Raleigh is $140 below.

See full cost breakdown: Daycare in New York  ·  Daycare in Raleigh  ·  All city comparisons