Daycare Cost: Kansas City, MO vs San Jose, CA (2026)
Kansas City, MO infant center care runs $1000/month — $1050/month less than San Jose, CA's $2050/month. That's $12,600/year per child.
Kansas City, MO, MO
$1000
infant/month
-$230 vs national avg
San Jose, CA, CA
$2050
infant/month
+$820 vs national avg
Kansas City, MO vs San Jose, CA — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Kansas City, MO | San Jose, CA |
|---|---|---|
| Infant — Center | $1,000/mo ✓ | $2,050/mo |
| Toddler — Center | $880/mo ✓ | $1,800/mo |
| Preschool — Center | $750/mo ✓ | $1,540/mo |
| School Age | $630/mo ✓ | $1,290/mo |
| Infant — Home | $790/mo ✓ | $1,620/mo |
| Nanny (Full-Time) | $2,200/mo ✓ | $4,500/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Kansas City, MO costs $12,000/year vs San Jose, CA's $24,600/year.
Monthly savings
$1,050
Annual savings
$12,600
2-year infant care
$25,200
% difference
105%
Savings = San Jose, CA cost minus Kansas City, MO cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Kansas City, MO
18.2%
of $66k median income
San Jose, CA
26.8%
of $92k median income
National Avg
18.3%
of $80.6k median income
Your Affordability Check
Enter your household income to see what daycare would cost as a percentage of your budget in each city.
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Kansas City, MO, MO — CCDF
Check eligibility →San Jose, CA, CA — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Kansas City, MO or San Jose, CA?
Kansas City, MO is cheaper for infant center-based care at $1000/month, vs. $2050/month in San Jose, CA — a $1050/month gap. Kansas City, MO wins on 6 of 6 care categories.
How much can I save on daycare moving from San Jose, CA to Kansas City, MO?
Infant center-based care in Kansas City, MO runs $1050/month less than in San Jose, CA. Over a typical two-year infant care period, that's $25,200 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Kansas City, MO is $230 below the national average, and San Jose, CA is $820 above.
See full cost breakdown: Daycare in Kansas City, MO · Daycare in San Jose, CA · All city comparisons