DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Fresno, CA vs San Jose, CA (2026)

Fresno, CA infant center care runs $1020/month — $1030/month less than San Jose, CA's $2050/month. That's $12,360/year per child.

Fresno, CA, CA

$1020

infant/month

-$210 vs national avg

San Jose, CA, CA

$2050

infant/month

+$820 vs national avg

Fresno, CA vs San Jose, CA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Fresno, CA San Jose, CA
Infant — Center $1,020/mo $2,050/mo
Toddler — Center $895/mo $1,800/mo
Preschool — Center $765/mo $1,540/mo
School Age $640/mo $1,290/mo
Infant — Home $805/mo $1,620/mo
Nanny (Full-Time) $2,250/mo $4,500/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Fresno, CA costs $12,240/year vs San Jose, CA's $24,600/year.

Monthly savings

$1,030

Annual savings

$12,360

2-year infant care

$24,720

% difference

101%

Savings = San Jose, CA cost minus Fresno, CA cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Fresno, CA

13.3%

of $92k median income

San Jose, CA

26.8%

of $92k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

$

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Fresno, CA, CA — CCDF

Check eligibility →

San Jose, CA, CA — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Fresno, CA or San Jose, CA?

Fresno, CA is cheaper for infant center-based care at $1020/month, vs. $2050/month in San Jose, CA — a $1030/month gap. Fresno, CA wins on 6 of 6 care categories.

How much can I save on daycare moving from San Jose, CA to Fresno, CA?

Infant center-based care in Fresno, CA runs $1030/month less than in San Jose, CA. Over a typical two-year infant care period, that's $24,720 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Fresno, CA is $210 below the national average, and San Jose, CA is $820 above.

See full cost breakdown: Daycare in Fresno, CA  ·  Daycare in San Jose, CA  ·  All city comparisons