DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: Denver vs Seattle (2026)

Denver infant center care runs $2000/month — $430/month less than Seattle's $2430/month. That's $5,160/year per child.

Denver, CO

$2000

infant/month

+$770 vs national avg

Seattle, WA

$2430

infant/month

+$1200 vs national avg

Denver vs Seattle — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Denver Seattle
Infant — Center $2,000/mo $2,430/mo
Toddler — Center $1,750/mo $2,150/mo
Preschool — Center $1,500/mo $1,820/mo
School Age $1,250/mo $1,530/mo
Infant — Home $1,500/mo $1,960/mo
Nanny (Full-Time) $4,000/mo $4,590/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Denver costs $24,000/year vs Seattle's $29,160/year.

Monthly savings

$430

Annual savings

$5,160

2-year infant care

$10,320

% difference

22%

Savings = Seattle cost minus Denver cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Denver

24.6%

of $97k median income

Seattle

28.9%

of $101k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Denver, CO — CCDF

Check eligibility →

Seattle, WA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Denver or Seattle?

Denver is cheaper for infant center-based care at $2000/month, vs. $2430/month in Seattle — a $430/month gap. Denver wins on 6 of 6 care categories.

How much can I save on daycare moving from Seattle to Denver?

Infant center-based care in Denver runs $430/month less than in Seattle. Over a typical two-year infant care period, that's $10,320 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Denver is $770 above the national average, and Seattle is $1200 above.

See full cost breakdown: Daycare in Denver  ·  Daycare in Seattle  ·  All city comparisons