DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Chicago vs Tucson (2026)

Tucson infant center care runs $900/month — $780/month less than Chicago's $1680/month. That's $9,360/year per child.

Chicago, IL

$1680

infant/month

+$450 vs national avg

Tucson, AZ

$900

infant/month

-$330 vs national avg

Chicago vs Tucson — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Chicago Tucson
Infant — Center $1,680/mo $900/mo
Toddler — Center $1,440/mo $790/mo
Preschool — Center $1,260/mo $680/mo
School Age $1,040/mo $560/mo
Infant — Home $1,320/mo $680/mo
Nanny (Full-Time) $3,360/mo $2,160/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Tucson costs $10,800/year vs Chicago's $20,160/year.

Monthly savings

$780

Annual savings

$9,360

2-year infant care

$18,720

% difference

87%

Savings = Chicago cost minus Tucson cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Chicago

23.1%

of $87k median income

Tucson

13.3%

of $81k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Chicago, IL — CCDF

Check eligibility →

Tucson, AZ — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Chicago or Tucson?

Tucson is cheaper for infant center-based care at $900/month, vs. $1680/month in Chicago — a $780/month gap. Tucson wins on 6 of 6 care categories.

How much can I save on daycare moving from Chicago to Tucson?

Infant center-based care in Tucson runs $780/month less than in Chicago. Over a typical two-year infant care period, that's $18,720 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Chicago is $450 above the national average, and Tucson is $330 below.

See full cost breakdown: Daycare in Chicago  ·  Daycare in Tucson  ·  All city comparisons