DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Boston, MA vs Worcester, MA (2026)

Boston, MA infant center care runs $2100/month — $210/month less than Worcester, MA's $2310/month. That's $2,520/year per child.

Boston, MA, MA

$2100

infant/month

+$870 vs national avg

Worcester, MA, MA

$2310

infant/month

+$1080 vs national avg

Boston, MA vs Worcester, MA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Boston, MA Worcester, MA
Infant — Center $2,100/mo $2,310/mo
Toddler — Center $1,850/mo $2,050/mo
Preschool — Center $1,575/mo $1,730/mo
School Age $1,320/mo $1,450/mo
Infant — Home $1,660/mo $1,890/mo
Nanny (Full-Time) $4,600/mo $3,990/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Boston, MA costs $25,200/year vs Worcester, MA's $27,720/year.

Monthly savings

$210

Annual savings

$2,520

2-year infant care

$5,040

% difference

10%

Savings = Worcester, MA cost minus Boston, MA cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Boston, MA

26.1%

of $97k median income

Worcester, MA

28.7%

of $97k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

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Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Boston, MA, MA — CCDF

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Worcester, MA, MA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Boston, MA or Worcester, MA?

Boston, MA is cheaper for infant center-based care at $2100/month, vs. $2310/month in Worcester, MA — a $210/month gap. Boston, MA wins on 5 of 6 care categories.

How much can I save on daycare moving from Worcester, MA to Boston, MA?

Infant center-based care in Boston, MA runs $210/month less than in Worcester, MA. Over a typical two-year infant care period, that's $5,040 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Boston, MA is $870 above the national average, and Worcester, MA is $1080 above.