Mississippi Childcare Tax Credits (2026)
Federal Child and Dependent Care Credit, no state credit, and CCDF subsidy eligibility in one place.
20–35%
Federal credit rate
None
Mississippi state credit
$4,400/mo
CCDF income limit (family of 4)
Federal Child Care Tax Credit Calculator
Rates are the same nationwide — income determines your percentage (20–35%).
Your Estimated Federal Credit (Form 2441)
Credit Rate
Qualifying Expenses
Estimated Federal Credit
With FSA: Your $5,000 FSA reduces the credit's eligible expense base.
Mississippi State Child Care Tax Credit
–
None
Mississippi has no state child care tax credit. You can still claim the federal Child and Dependent Care Credit on your federal return.
State tax laws change. Verify with the Mississippi Department of Revenue before filing.
Mississippi Childcare Subsidy (CCDF)
Low- and moderate-income families may qualify for subsidized care through the federal CCDF program.
Income limit (family of 4)
$4,400/month
Max subsidy (infant center)
$450/month
Coverage of average infant cost
69%
Apply through
Mississippi Child Care Payment Program →
Average Daycare Costs in Mississippi (2026)
Infant center care
$650/month
Toddler center care
$580/month
Preschool center care
$490/month