DaycareCalc
Home California ZIP 95521

Daycare Costs Near Arcata, CA (95521)

Opportunity Score
53 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 95521 is an suburban area. with a population of 21,684 and household incomes near the national median ($54,324). There are 8 daycare centers operations in ZIP 95521.

Area Profile

21,684
Population
$54,324
Median Income
-27% vs. national
Suburban
Area Type
Median Age: 29.2 — young market, strong street food demand.
College-Educated: 26.4% — balanced market for quality & value.

Competition

Daycare Centers and related businesses in ZIP 95521.

8
Daycare Centers
Moderate — proven market
3.7 per 10K residents
3
Schools
1.4 per 10K residents
What this means: Daycare Centers are 72.7% of the relevant market in ZIP 95521 (8 vs. 3 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,300
Median Gross Rent
$480 K
Median Home Value
5
Bank Branches
$560 K deposits

Childcare Assistance in California

Families in ZIP 95521 may qualify for state-funded childcare subsidies through California's CCDF program. Income limits and copays vary by county.

Check California subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits