DaycareCalc
Showing results for ZIP 46176 (IN)
Home California ZIP 95003

Daycare Costs Near Aptos, CA (95003)

Opportunity Score
72 / 100 Good
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 95003 is an urban area. with a population of 24,708 and household incomes well above the national median ($140,990). There are 4 daycare centers operations in ZIP 95003.

Area Profile

24,708
Population
$140,990
Median Income
+89% vs. national
Urban
Area Type
Median Age: 48.1 — older demographic, may prefer sit-down options.
College-Educated: 39.7% — balanced market for quality & value.

Competition

Daycare Centers and related businesses in ZIP 95003.

4
Daycare Centers
Low competition — room to establish
1.6 per 10K residents
6
Schools
2.4 per 10K residents
What this means: Daycare Centers are 40.0% of the relevant market in ZIP 95003 (4 vs. 6 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$2,548
Median Gross Rent
$1.2 M
Median Home Value
6
Bank Branches
$1.1 M deposits

Childcare Assistance in California

Families in ZIP 95003 may qualify for state-funded childcare subsidies through California's CCDF program. Income limits and copays vary by county.

Check California subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits