DaycareCalc
Showing results for ZIP 20686 (MD)
Home Texas ZIP 78632

Daycare Costs Near Harwood, TX (78632)

Opportunity Score
36 / 100 Challenging
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 78632 is an rural area. with a population of 1,391 and household incomes near the national median ($63,250).

Area Profile

1,391
Population
$63,250
Median Income
-15% vs. national
Rural
Area Type
Median Age: 42.5 — older demographic, may prefer sit-down options.
College-Educated: 10.6% — value-focused market, keep prices competitive.

Childcare Assistance in Texas

Families in ZIP 78632 may qualify for state-funded childcare subsidies through Texas's CCDF program. Income limits and copays vary by county.

Check Texas subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits