DaycareCalc
Showing results for ZIP 45249 (OH)
Home Texas ZIP 78028

Daycare Costs Near Kerrville, TX (78028)

Opportunity Score
51 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 78028 is an suburban area. with a population of 40,829 and household incomes near the national median ($65,486). There are 3 daycare centers operations in ZIP 78028.

Area Profile

40,829
Population
$65,486
Median Income
-12% vs. national
Suburban
Area Type
Median Age: 48.2 — older demographic, may prefer sit-down options.
College-Educated: 23.1% — value-focused market, keep prices competitive.

Competition

Daycare Centers and related businesses in ZIP 78028.

3
Daycare Centers
Low competition — room to establish
0.7 per 10K residents
5
Schools
1.2 per 10K residents
What this means: Daycare Centers are 37.5% of the relevant market in ZIP 78028 (3 vs. 5 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,097
Median Gross Rent
$280 K
Median Home Value
17
Bank Branches
$1.5 M deposits

Childcare Assistance in Texas

Families in ZIP 78028 may qualify for state-funded childcare subsidies through Texas's CCDF program. Income limits and copays vary by county.

Check Texas subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Quick Facts

Area Type
Suburban
Daycare Centers
3
Related Businesses
5
Bank Branches
17

vs. National Average

Median Income
-12% vs. $74,580

Check Another Market

Or estimate costs with the DaycareCalc calculator.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits