Daycare Costs Near Middlebury, IN (46540)
Opportunity Score
88
/ 100
Excellent
Based on walkability, population density, income levels, and local business competition.
Market Summary
ZIP 46540 is an urban area. with a population of 13,239 and household incomes above the national median ($99,664).
Area Profile
13,239
Population
$99,664
Median Income
+34% vs. national
Urban
Area Type
Median Age: 31.7 —
mixed-age market, broad menu appeal.
College-Educated: 10.8% —
value-focused market, keep prices competitive.
Operating Costs
Local cost levels affect space, labor, and operating expenses.
$1,074
Median Gross Rent
$300 K
Median Home Value
3
Bank Branches
$370 K deposits
Childcare Assistance in Indiana
Families in ZIP 46540 may qualify for state-funded childcare subsidies through Indiana's CCDF program. Income limits and copays vary by county.
Check Indiana subsidy eligibility ›Already Getting a Subsidy? See How Much More You Can Save
The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.
Calculate your tax savings ›Compare with Another ZIP
Side-by-side: opportunity score, income, walkability, competition, and rent.
Quick Facts
- Area Type
- Urban
- Bank Branches
- 3
vs. National Average
Median Income
+34% vs. $74,580
Nearby Markets
Check Another Market
Or estimate costs with the DaycareCalc calculator.
Data sources
U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits