DaycareCalc
Showing results for ZIP 50323 (IA)
Home Tennessee ZIP 38109

Daycare Costs Near Memphis, TN (38109)

Opportunity Score
53 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 38109 is an urban area. with a population of 43,764 and household incomes below the national median ($36,934). There are 13 daycare centers operations in ZIP 38109.

Area Profile

43,764
Population
$36,934
Median Income
-50% vs. national
Urban
Area Type
Median Age: 38.5 — mixed-age market, broad menu appeal.
College-Educated: 9.4% — value-focused market, keep prices competitive.

Competition

Daycare Centers and related businesses in ZIP 38109.

13
Daycare Centers
Moderate — proven market
3.0 per 10K residents

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,000
Median Gross Rent
$77 K
Median Home Value
1
Bank Branches
$32 K deposits

Childcare Assistance in Tennessee

Families in ZIP 38109 may qualify for state-funded childcare subsidies through Tennessee's CCDF program. Income limits and copays vary by county.

Check Tennessee subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits