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Home Tennessee ZIP 37404

Daycare Costs Near Chattanooga, TN (37404)

Opportunity Score
52 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 37404 is an urban area. with a population of 13,883 and household incomes near the national median ($53,585). There are 7 daycare centers operations in ZIP 37404.

Area Profile

13,883
Population
$53,585
Median Income
-28% vs. national
Urban
Area Type
Median Age: 34.7 — mixed-age market, broad menu appeal.
College-Educated: 20.8% — value-focused market, keep prices competitive.

Competition

Daycare Centers and related businesses in ZIP 37404.

7
Daycare Centers
Moderate — proven market
5.0 per 10K residents
6
Schools
4.3 per 10K residents
What this means: Daycare Centers are 53.8% of the relevant market in ZIP 37404 (7 vs. 6 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$999
Median Gross Rent
$240 K
Median Home Value
2
Bank Branches
$140 K deposits

Childcare Assistance in Tennessee

Families in ZIP 37404 may qualify for state-funded childcare subsidies through Tennessee's CCDF program. Income limits and copays vary by county.

Check Tennessee subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits