DaycareCalc
Home Maryland ZIP 21286

Daycare Costs Near Towson, MD (21286)

Opportunity Score
71 / 100 Good
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 21286 is an urban area. with a population of 21,782 and household incomes above the national median ($93,093). There are 10 daycare centers operations in ZIP 21286.

Area Profile

21,782
Population
$93,093
Median Income
+25% vs. national
Urban
Area Type
Median Age: 40.1 — older demographic, may prefer sit-down options.
College-Educated: 39.6% — balanced market for quality & value.

Competition

Daycare Centers and related businesses in ZIP 21286.

10
Daycare Centers
Moderate — proven market
4.6 per 10K residents
3
Schools
1.4 per 10K residents
What this means: Daycare Centers are 76.9% of the relevant market in ZIP 21286 (10 vs. 3 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,597
Median Gross Rent
$400 K
Median Home Value
3
Bank Branches
$700 K deposits

Childcare Assistance in Maryland

Families in ZIP 21286 may qualify for state-funded childcare subsidies through Maryland's CCDF program. Income limits and copays vary by county.

Check Maryland subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits