DaycareCalc
Home New York ZIP 13820

Daycare Costs Near Oneonta, NY (13820)

Opportunity Score
70 / 100 Good
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 13820 is an suburban area. with a population of 22,954 and household incomes near the national median ($66,217).

Area Profile

22,954
Population
$66,217
Median Income
-11% vs. national
Suburban
Area Type
Median Age: 32.0 — mixed-age market, broad menu appeal.
College-Educated: 23.1% — value-focused market, keep prices competitive.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$983
Median Gross Rent
$180 K
Median Home Value
8
Bank Branches
$680 K deposits

Childcare Assistance in New York

Families in ZIP 13820 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.

Check New York subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits