Daycare Costs Near Putnam Station, NY (12861)
Opportunity Score
44
/ 100
Fair
Based on walkability, population density, income levels, and local business competition.
Market Summary
ZIP 12861 is an rural area. with a population of 516 and household incomes above the national median ($98,125).
Area Profile
516
Population
$98,125
Median Income
+32% vs. national
Rural
Area Type
Median Age: 46.9 —
older demographic, may prefer sit-down options.
College-Educated: 20.0% —
value-focused market, keep prices competitive.
Childcare Assistance in New York
Families in ZIP 12861 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.
Check New York subsidy eligibility ›Already Getting a Subsidy? See How Much More You Can Save
The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.
Calculate your tax savings ›Compare with Another ZIP
Side-by-side: opportunity score, income, walkability, competition, and rent.
Quick Facts
- Area Type
- Rural
vs. National Average
Median Income
+32% vs. $74,580
Nearby Markets
Check Another Market
Or estimate costs with the DaycareCalc calculator.
Data sources
U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits