DaycareCalc
Home New York ZIP 12740

Daycare Costs Near Grahamsville, NY (12740)

Opportunity Score
56 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 12740 is an rural area. with a population of 1,683 and household incomes above the national median ($91,630).

Area Profile

1,683
Population
$91,630
Median Income
+23% vs. national
Rural
Area Type
Median Age: 50.2 — older demographic, may prefer sit-down options.
College-Educated: 29.2% — balanced market for quality & value.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,031
Median Gross Rent
$280 K
Median Home Value
1
Bank Branches
$45 K deposits

Childcare Assistance in New York

Families in ZIP 12740 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.

Check New York subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits